Summertime Increases Auto Accident Concerns

Tampa, Fla. – The Florida Highway Patrol says summertime causes a big spike in car accidents. More people are driving, drivers are going on long-distance road trips, and tires can even deteriorate faster in the sweltering conditions. Most drivers know what to do if they were involved in an accident, including calling the authorities, emergency personnel and their Florida auto insurance company. But when it comes to finding an auto repair shop for the vehicle damage, many drivers feel stressed.

Drivers should know they have choices when it comes to making repairs. Some shops will recommend original equipment manufacturer (OEM) parts, whereas other auto body centers will use aftermarket parts. Ask your Florida car insurance agent what your policy recommends for the year and make of your car. Individuals will spend more money with OEM parts, so it is wise to get an estimate before the mechanics and experts start working on the repairs.

“Being without your vehicle can be a very stressful experience,” says Vincent Payne of AGIC Insurance, Inc. in Florida. “We will give you quick access to our preferred repair center so you can get the repairs done efficiently by experts.”

Accident coverage in Florida typically covers for a rental car while the repairs are being done. Repair centers can take care of common dings, including bumper repair, scratch and dent removal, windshield replacements, and other parts replacement. Be sure to mention if any personal property was also damaged in the accident and be able to prove its value by receipts or other legitimate ways. If drivers have pictures of the vehicle and property from before the accident or the scene itself, this will help an insurance agent understand the extent of damages.

“AGIC has taken great strides to partner with repair centers throughout the state that will bring your automobile back to its pre-accident condition,” says Payne. “We want you to get back on the road with full confidence that your vehicle looks and runs well.”

AGIC Insurance has a unique deductible program that allows a driver who’s been involved in an accident to cut their deductible in half by using their preferred provider network for health concerns and auto repairs. They also allow payment plans so that drivers can choose how much and when their auto insurance payments can be made.

To learn more about getting a Florida auto insurance quote, click on http://www.agicinsurance.com or call 1-877-854-0123. AGIC representatives will take the time to explain vehicle damage coverage as well as liability, medical, and uninsured motorist coverage so every client has a full understanding that they are getting quality insurance at a great value.

Tampa Auto Insurance Needed to Safeguard Drivers and Their Assets

More than 1.23 million people call Tampa and Hillsborough County, Florida home. From great job opportunities to shopping in South Tampa and St. Petersburg’s Central Avenue district and recreation at nearby beaches, residents and visitors do a lot of driving. The typical driver spends close to 30 minutes driving to work, and navigating I-275, I-75, and State Road 60 for work and pleasure.

With so much driving, individuals and families must protect themselves with adequate Florida auto insurance. The latest data shows that more than 18,100 accidents happened in the county. Whether you drive a car, truck, passenger van, or motorcycle, statistics show that careless driving causes the most accidents. Failing to yield the right of way, following too closely, disregarding traffic signals, and distracted driving cause the most accidents and injuries to drivers and passengers. Add in drivers under the influence of alcohol, and it’s a must that you get sufficient Florida car insurance to protect yourself and your assets.

Drivers must also be aware that an estimated 24 percent of drivers in Florida are uninsured. Even though this is against state law and a driver can have their license suspended with hefty fines, it is a reality of the economy and amount of people that travel our roadways. Getting uninsured/underinsured motorist coverage in your policy is highly recommended. This coverage protects a driver should an accident happen with a driver that does not have insurance or too little insurance to pay for injuries and damages that occur.

Florida is a no-fault state, which means that an insurance policy will cover injuries or damages no matter who was at fault. A minimum of $10,000 property damage liability coverage and $10,000 personal injury protection (PIP) is required. PIP also covers a driver if they are injured in another person’s vehicle. Collision coverage pays for damage in which the driver was at fault. Comprehensive coverage pays for damages due to weather events, theft, and vandalism, amongst other factors.

In Hillsborough County, more than 2,500 motor vehicle thefts occurred according to the most recent crime data. With a vehicle stolen close to every eight minutes statewide, and criminals sometimes after specialty parts, drivers must protect themselves from this devastating problem.

AGIC knows how stressful it can be to deal with a vehicle theft or accident. Their Florida auto insurance quotes provide drivers with the best value and a complete package of needed services. AGIC has payment plans that allow drivers to choose how much and when payments will be made. When you are in an accident, AGIC has an innovative deductible program where your deductible can be cut in half by using one of their accredited health care and diagnostic facilities in their Preferred Provider Network. Drivers will also get substantial savings through their Approved Repair Centers. To learn more, click on http://www.agicinsurance.com or call 1-877-854-0123.

Melissa DeAngelo is with Florida auto insurance company and Florida car insurance company, AGIC. To get a quote or learn more visit www.agicinsurance.com.